In a nutshell, it provides lenders a summary of how well you manage your finances, including things like your mortgage , credit cards , overdrafts, loans , mobile phone contract, and even utilities such as gas. Sections of your credit report. How can i get my free credit report? This sample consumer credit report is provided to you for education purposes only in connection with your experian credit educatorsm services. Use this report to quickly evaluate a company's creditworthiness.

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It contains information experian holds about you, which lenders use when they assess you for credit. Web your statutory credit report shows a basic view of your credit history. The good news is that you don't need a booklet to explain how to read your report. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Web financial institutions — banks, mortgage brokers, auto lenders and others — report information on loans to three major credit bureaus: